Understanding Your Rights When Filing a TPD Super Claim
Understanding Your Rights When Filing a TPD Super Claim A TPD Super Claim can provide necessary monetary changes if an illness, injury, or disability takes place. Legal rights and protections along the process are, however, unknown to most. Knowing your rights is important; it is your first step towards receiving reasonable treatment from your superannuation fund and your fund’s insurer. Here is some information you should have before and during a TPD claim. You Have the Right to Access Your Policy Information Your superannuation fund is legally required to give you the following: A copy of your policy Product disclosure statements Guidelines that are used internally to make a decision about your TPD claim. These documents give you information about the insurer’s definition of Total and Permanent Disability, what the eligibility requirements are, what the waiting periods are, what the requirements are from you, and so on. You can and should see these documents before ...